Free PDF Quiz ACAMS - Accurate Advanced-CAMS-Audit - Latest Advanced CAMS-Audit Certification Exam Dumps Sheet
Free PDF Quiz ACAMS - Accurate Advanced-CAMS-Audit - Latest Advanced CAMS-Audit Certification Exam Dumps Sheet
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ACAMS Advanced-CAMS-Audit Exam Syllabus Topics:
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ACAMS Advanced CAMS-Audit Certification Exam Sample Questions (Q24-Q29):
NEW QUESTION # 24
Which task should an auditor complete first when preparing to audit the client risk scoring methodology?
- A. Query the completeness of the customer data to be provided.
- B. Review a list of high-risk customers provided by compliance.
- C. Review the financial institution's AML risk assessment to understand the institution's client base.
- D. Discuss the client risk scoring process with the head of AML.
Answer: C
Explanation:
Understanding Client Risk Scoring Methodology:
* Reviewing the AML risk assessment offers a comprehensive view of the institution's client base, risk appetite, and segmentation strategies.
Preparation Steps:
* Assessing the AML risk assessment ensures that auditors understand the institution's framework for categorizing and managing client risks.
Importance in CAMS-Audit Framework:
* CAMS-Audit highlights the necessity of linking client risk scoring to the broader institutional AML risk assessment.
NEW QUESTION # 25
Considering recent changes in the bank's correspondent banking business. Which is the most important risk indicator for the internal auditor to review?
- A. The management and ownership of the respondent bank.
- B. The major business activities of the respondent bank.
- C. The jurisdiction in which the respondent bank is located.
- D. The purpose of the services provided to the respondent bank.
Answer: C
Explanation:
Jurisdictional risk is critical in correspondent banking due to potential exposure to countries with weaker AML
/CFT controls, high corruption levels, or sanctions.
NEW QUESTION # 26
During a sanction review, an auditor notes that several of the bank's large corporate clients continue to route transactions through the bank to certain Office of Foreign AssetsControl (OFAC)-sanctioned countries.The head of corporate clients stated that these transactions were executed under the OFAC license.What should an auditor know to distinguish between an OFAC general license and a specific license?
- A. A general license authorizes a transaction for an entity and a specific license authorizes a transaction for an individual.
- B. A general license authorizes a type of transaction and a specific license authorizes a transaction in response to a written license application.
- C. A specific license authorizes a transaction for an entity and a general license authorizes a transaction for an individual.
- D. A specific license authorizes a type of transaction and a general license authorizes a transaction in response to a written license application.
Answer: B
Explanation:
Distinguishing General and Specific Licenses:
* Ageneral licensepermits predefined categories of transactions without individual approval.
* Aspecific licenseis issued for unique transactions based on a written application evaluated on a case-by- case basis.
OFAC Guidance:
* Auditors should verify that transactions routed through sanctioned countries align with the licenses and confirm appropriate documentation for compliance.
NEW QUESTION # 27
When assessing the KYC process which should an auditor observe from the customer risk assessment? (Select Two)
- A. The ultimate beneficial owners of the customer need to be Identified and verified.
- B. The purpose and intended nature of the business relationship were not reviewed m the assessment.
- C. If this was a face-to-face customer, the overall customer risk rating should be changed to low.
- D. Self-declaration or Beneficial ownership should not be accepted as it is not adequate.
- E. Overseas shareholders not involved in the customer's dally operations are not beneficial owners.
Answer: A,B
Explanation:
C:The purpose and intended nature of the business relationship are fundamental elements of customer due diligence (CDD) and should be reviewed in the risk assessment process to understand the rationale behind the customer's activities and their alignment with expected patterns.
D:Identifying and verifying the ultimate beneficial owners (UBOs) is a core principle of the KYC process to ensure transparency and mitigate risks related to hidden ownership or illicit activities.
NEW QUESTION # 28
Which are key responsibilities of internal auditors? (Select Two.)
- A. Determining appropriate risk appetite of the entity
- B. Evaluating the management of risk
- C. Mitigating the risks facing the organization
- D. Acting as a catalyst for improvement
- E. Implementing controls and other safeguards
Answer: B,D
Explanation:
Evaluating the Management of Risk:
* Internal auditors assess the effectiveness of risk management strategies to ensure alignment with organizational goals and regulatory expectations.
Acting as a Catalyst for Improvement:
* Auditors provide insights and recommendations to enhance controls and improve overall risk management practices.
CAMS-Audit Emphasis:
* CAMS-Audit outlines the dual role of internal auditors in evaluating and facilitating risk management improvements.
NEW QUESTION # 29
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